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Home » Immigration

30 Different Expenses You Might Have Once In Canada

Written by on August 12, 2010 – 9:31 am11 Comments | 33 Read this

Amer­i­can Dol­lar, U.S.A

Today, I’m excited to present you a guest post by Guillermo, a new Cana­dian orig­i­nally from Argentina, who lives in Ottawa with his fam­ilya. Guillermo writes in Span­ish and in Eng­lish about his expe­ri­ence as an immi­grant to Canada. Enjoy!

A few days ago I remem­bered all the things I had to buy dur­ing my first weeks in Canada. That “ini­tial setup” at the begin­ning can some­times be expen­sive… or not. no every­one arrives to Canada with the same amount of money, some peo­ple decide to leave some stuff behind and oth­ers just decide to move as much stuff as pos­si­ble. The fact is that we all need to address a series of major expen­di­tures that we must pri­or­i­tize not to fall into bank­ruptcy too soon.

So, here are 30 things you may need to buy upon your arrival

  • This is not shop­ping … but it has to be paid: The rental deposit of your first “home” in Canada … It may be up to three months in advance. That can hurt!
  • And the rent too!
  • Some bed(s) or, pos­si­bly, mattresses
  • Sheets, blan­kets, pil­lows, bedding …!
  • A table and chairs
  • A TV… or radio.
  • Cut­lery, plates and glasses (which can be dis­pos­able at first)
  • Phone ser­vice (mobile or land)… that will have to be paid every month!
  • Inter­net Ser­vice… in this coun­try you can­not be dis­con­nected! Along with the phone, are a “must have”!
  • Of course… you need a computer.
  • And per­haps a printer, if some­one asks for a resume by fax or reg­u­lar mail
  • Open­ing a bank account also has its cost.
  • The monthly or weekly pub­lic trans­port pass
  • You may chose to buy a car
  • And if you did you’ll have to pay insurance …
  • …And other related expenses!
  • A Trans­la­tion Ser­vice you may need for some paperwork
  • Hav­ing to do errands every day means being away from home… and at some point you have to eat or drink some­thing, right?
  • Long dis­tance call­ing card.
  • If you have chil­dren you may want to send them to a “day care” or “ser­vice de garde”
  • Some new Ikea fur­ni­ture or used ones from the Sal­va­tion Army to locate some of the many things you brought.
  • Chil­dren always want a toy… are you going to say no?
  • Ooops! Sea­son change! You need new warm clothes!
  • Ooops! Sea­son change! Let’s go for win­ter tires!
  • Ooops! Sea­son change! Heat­ing goes up!
  • Think about all you may need to face the Cana­dian win­ter and you don’t have!
  • Small every day things like wash­ing and dry­ing clothes in the coin oper­ated laun­dry room of the build­ing  or rou­tine pur­chases at the supermarket.
  • The low cost French lan­guage course for immi­grants because the gov­ern­ment french classes will not be avail­able for the next 6 months

And the list goes on and on…

You may won­der how can you esti­mate all this before arriv­ing? Well, let me tell you it’s not sim­ple. But the resources are online: search for super­mar­kets web­sites, read news­pa­pers and clas­si­fieds online, look for util­i­ties prices… every­thing can be done on-line and you may have an idea of what may be needed .

Many of these things can also be bought at low cost in the used mar­ket (Sal­va­tion Army, Comp­toirs, garage sales , Kijii, etc.), but still, as I said above, when you arrive in a tight bud­get, every­thing may be a major expense and should be prioritized.

And you… how did you “invest” your money on your arrival? And if you are still in your coun­try… what are you plans?

Guillermo, or Mr. G if you want, is a father of three and moved with his fam­ily from Argentina to Canada in 2005. He’s the edi­tor of The Zieglers blog, where he shares their expe­ri­ences as immi­grants with a par­tic­u­lar point of view. You can visit them at http://thezieglersblog.com

Related arti­cles:

  1. How To Work Tem­porar­ily In Canada (2÷10)
  2. Five Rea­sons Why I Live In Canada
  3. Redis­cov­er­ing Canada – Things To See and Do If You Live in Canada

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11 Comments »

  • Zhu says:

    @Mr. G — No wor­ries, this is a great post!

    @DianeCA — I agree, kids don’t need that much and adapt easily!

    @Rich B — Oh yeah, the milk jug… I don’t drink much milk but come to think of it, I wouldn’t know where to buy the jug. Dol­lar store?

    Yes, let’s meet soon now you are set­tled up North. I’ll show you how to build and igloo and get rid of your Amer­i­can accent, eh.

    @London Caller — It depends where home is I guess. When the home you are given at birth doesn’t suit you, look­ing for another home looks like a good idea!

  • Seraphine says:

    you for­got the most impor­tant thing, guillermo.
    the neces­sity of ice cream!
    i sug­gest but­ter pecan.
    i’d rather have ice cream than snow tires.

  • It’s a very good post that makes think how much money we could need in advance before get­ting a job. When I moved to Ire­land, I was quite “opti­mistic” and I didn’t have so much sav­ing so, I faced tough months.

    Now I realise that Canada is not the same case. It’s not so close and flight tick­ets are not so avail­able if you’re out of money!

  • Yasmine says:

    Ah, mem­o­ries… we didn’t have money at all so it took us years to assem­ble all the things we needed. Some­body gave us a dinosaur tele­vi­sion (embed­ded into a piece of wooden fur­ni­ture!) and we put it on a sturdy card­board box — it stayed there for year and a half before we could buy a piece of fur­ni­ture or a new TV. Light years away from a flat screen TV we could afford much later. Guillermo, very nice post indeed — you for­got just one thing: insur­ance! There are so many kinds of it you sud­denly need in Canada. The more mate­r­ial things you own, the more insur­ance you need.

  • Mr. G says:

    Hi Jas­mine!

    I named the insur­ance but just as part of the car related costs. You are right. You need insur­ance for almost every­thing here!

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